Terms of Use for The Insurance Medic LLC

Effective Date: Feb 02, 2021

Welcome to The Insurance Medic LLC ("we," "our," or "us"). By accessing or using our website, mobile applications, and other services (collectively, "Services"), you agree to comply with and be bound by these Terms of Use ("Terms"). If you do not agree with these Terms, please refrain from using our Services.

1. Use of Services:

a. Eligibility: To use our Services, you must be at least 18 years old and have the legal capacity to enter into a contract.

b. Account Creation: Some features of our Services may require you to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

c. Accuracy of Information: You agree to provide accurate, current, and complete information when using our Services. It is your responsibility to update your information promptly if changes occur.

2. Insurance Brokerage Services:

a. Scope of Services: The Insurance Medic LLC operates as an insurance brokerage, connecting customers with insurance providers and assisting in the application and policy management processes.

b. Non-Endorsement: We do not endorse or recommend specific insurance providers, products, or policies. Any decision to purchase insurance products is solely your responsibility, and we encourage you to carefully review all policy terms and conditions.

c. No Guarantee: While we strive to provide accurate and up-to-date information, we do not guarantee the availability of insurance products, policy coverage, or pricing.

3. User Conduct:

a. Prohibited Activities: You agree not to engage in the following activities while using our Services:

- Violating any applicable laws, regulations, or third-party rights.

- Providing false, misleading, or fraudulent information.

- Attempting to gain unauthorized access to our systems or other users' accounts.

- Interfering with the proper functioning of our Services.

- Uploading, transmitting, or distributing any harmful content, including viruses or malicious code.

b. Content Submission: If you submit content to our Services, including reviews, comments, or suggestions, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in connection with our business.

4. Intellectual Property:

a. Ownership: All content, materials, and intellectual property on our website and Services are owned by or licensed to The Insurance Medic LLC and are protected by copyright, trademark, and other intellectual property laws.

b. Limited License: You are granted a limited, non-transferable, non-exclusive license to access and use our Services for personal, non-commercial purposes.

5. Third-Party Links and Content:

a. Our Services may contain links to third-party websites or services. We do not endorse or control these third-party sites, and your use of such sites is subject to their terms and policies.

b. We are not responsible for the content, privacy practices, or actions of third-party websites or services.

6. Disclaimer of Warranties:

a. Our Services are provided "as is" without any warranties, express or implied. We do not guarantee the accuracy, reliability, or completeness of the information on our website.

b. We do not warrant that our Services will be error-free, secure, or uninterrupted, or that any defects will be corrected.

7. Limitation of Liability:

a. To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of our Services or reliance on any information provided.

b. If you are dissatisfied with our Services or these Terms, your sole and exclusive remedy is to discontinue using our Services.

8. Indemnification:

You agree to indemnify and hold harmless The Insurance Medic LLC and its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, losses, costs, or expenses arising from your use of our Services or any violation of these Terms.

9. Modification of Terms:

We reserve the right to update or modify these Terms at any time without prior notice. By continuing to use our Services after the posting of any changes, you agree to be bound by the revised Terms.

10. Governing Law:

These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflicts of law principles.

11. Contact Us:

If you have any questions, comments, or concerns about these Terms or our Services, please contact us at:

The Insurance Medic LLC

[email protected]

By using our Services, you acknowledge that you have read, understood, and agreed to these Terms of Use.